Website Terms & Conditions

Please read these terms and conditions carefully. By accessing this website, you agree to be bound by the terms and conditions below. The use of Us, Our or We throughout these terms and conditions refer to:

Financial Success SA Pty Ltd* ACN 105 603 058
(*Corporate Authorised Representative of InterPrac No 235520)
Denise Kipling, Authorised Representative of InterPrac No 235861
Registered Office: 148 Gilles Street, Adelaide SA 5000

AND

InterPrac Financial Planning Pty Ltd, ABN 14 76 093 680/AFSL 246638
Registered Office: Suite 1, Level 20, 555 Collins Street, Melbourne VIC 3000

Terms & Conditions of Use

The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of South Australia and the Commonwealth of Australia (“Australian law”). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.

Copyright

The information on this site, including the site source code is the property of us and is subject to Copyright©. Unauthorised use of the information on this website is not permitted. Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international treaties, the laws of many countries. It is owned by us unless otherwise stated. All rights reserved. You may download a single copy of information or publications found in this site and, where necessary for its use as a reference, make a single hard copy. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this website or publications within this site, may be otherwise reproduced, adapted, performed in public or transmitted in any form (graphic, electronic, mechanical, including photocopying, recording, taping or by storage in an information retrieval space) without our specific written consent.

General Advice Warning

The advice contained on this site does not take into account any person’s particular objectives, needs, or financial situation. Before making a decision regarding the acquisition or disposal of a Financial Product, persons should assess whether the advice is appropriate for their objectives, needs or financial situation. Persons may wish to make this assessment themselves or seek the help of an adviser. No responsibility is taken for persons acting on the information on this site. Persons doing so, do so at their own risk. Before acquiring a financial product, a person should obtain a Product Disclosure Statement (PDS) relating to that product and consider the contents of the PDS, before making a decision about whether to acquire the product.

Calculators & Assumptions

Any calculators available on the site are designed to give you some examples of different financial scenarios, based on stated assumptions and the figures you input. The calculations are intended as estimates only; and are not meant to be retained or used for any practical purpose, or as a substitute for professional financial advice. While we have based the information on sources that we believe are reliable and accurate, your actual outcomes will depend on a range of factors outside of our control. Therefore, you should not rely on these calculators when making decisions about a financial product, fund, or strategy. Instead, you should consider getting advice from a financial adviser.

Links to Third Party Sites

Our website may contain links to external websites. Whilst such links are provided for your convenience, you should be aware that the information handling practices of the linked websites might not be the same as ours and does not constitute endorsement of material at those sites or any associated organisation product or service. These external information sources are outside our control. It is the responsibility of users to make their own decisions about the accuracy, currency, reliability, and correctness of the information at those sites. By accessing information at or through this site, each user waives and releases us to the full extent permitted by law from any, and all claims relating to the usage of the material made available through the website. In no event shall we be liable for any incident or consequential damages resulting from use of the material. Each website will have its own privacy policy and security standards and you should check these as we cannot confirm what standards these third-party websites may adopt.

Limitation of liability

We do not warrant or represent that the information on this site is free from errors or omissions or is suitable for your intended use. We recommend that you seek independent financial advice before acting on any information on this site. Subject to any terms implied by law and which cannot be excluded, we accept no responsibility for any loss, damage, cost, or expense (whether direct or indirect) incurred by you as a result of any error, omission, or misrepresentation in any information on this site.